Devoted to the Multi-level marketing (or MLM) industry

Moneytalks corporate description:

Moneytalks™ is a Financial Education Company that utilizes the Internet, CDs, Seminars and Workshops to promote Financial Products and Services. Our mission is to improve your bottom line through products that educate, empower, and move one to positive action. Unfortunately, too many people are burdened by debt, lack of resources, and the ability to manage their finances properly.

Product: Educational materials along the lines of Emerlad Passport only there are varying levels of the product (1-4) ranging in price from $800 - $17,500.

Compensation: The compensation explanation on the web site is not very detailed, but this appears to be an Australian 2-up hybrid direct sales plan. However instead of 2 sales going up line it looks like 7 sales go up line. I through in the hybrid part because this compensation plan pays 10% on the 7 qualifying sales.

Tribble's Take: I am a bit skeptical about a company that sells their product for $17,500 and pays the salesperson $12,250 or 70%. My question remains, is there real value in this product or is it simply a glorified pyramid scheme?

I also have to wonder how many people actually get to 7 sales, qualifying them as a full "retailer".